Thank you for visiting www.bitchesonabudget.com.  We appreciate your participation!  For your own benefit and that of all other Users of this website, we have established certain Terms of Use of this website.  Your use of the website constitutes your acknowledgement that you agree to these Terms of Use.  Please note that these Terms of Use may be changed from time to time without notice, and new or revised terms will be binding as soon as they are posted.

Copyright and Trademark Notices

All the contents of this website, other than individual items of Contributed Content (as defined below) are:

Copyright © Bitches on a Budget LLC.

BITCHES ON A BUDGET is a trademark of Bitches on a Budget LLC.

Contributed Content

* Contributed Content means any text, audio, visual, audiovisual, or other material whatsoever that is posted on this website by any User.  A “User” is you or any other visitor to the website other than the website owner, Rosalyn Hoffman (the “Owner”).

* Every User who posts Contributed Content will be deemed to have granted the Owner and all other Users a royalty-free non-exclusive worldwide perpetual right and license to reproduce, distribute, display, perform, and make derivative works of each contribution, with or without attribution to the contributor, in all media now known or hereafter discovered.  In the case of the Owner, this license is fully transferable and sublicensable.  By posting Contributed Content you represent and warrant that you have the unfettered right to grant such licenses.  However, use of Contributed Content by any User is subject to any restrictions contained elsewhere in these Terms of Use.

* Any Contributed Content that you post to this website must not

* Infringe any copyright.  (Please note: these Terms of Use are not compatible with Creative Commons or similar licenses.  Material subject to such licenses may not be posted on this website.)
* Invade the privacy of any person.
* Constitute defamation or trade libel.
* Breach any obligation of confidentiality.
* Contain any virus or other content capable of causing loss or damage to any computer or the data stored thereon or enabling unauthorized use of any computer.
* Contain any instructions that if followed would be likely to cause any person any personal injury
* Contain any obscene or otherwise unlawful matter.
* Contain any statements that are derogatory of any person or group of persons on the grounds of ethnicity, race, national origin, age, religion, creed, or sexual orientation. All Contributed Content should be civil in tone and respectful of others.

* You are solely liable for any and all costs, claims, demands, investigations, liabilities, losses, damages, judgments, settlements, costs and expenses, including attorneys’ fees, relating to or arising from your breach of any representation or warranty, or other violation of these Terms of Use.

* If the Owner determines, in the Owner’s sole judgment, that your Contributed Content violates, or may violate, any of these Terms of Use, the Owner reserves the right to (a) delete your Contributed Content from the website, (b) refuse to allow you to post any further Contributed Content; and/or (c) use any technological, legal, operational or other means available to the Owner to enforce the provisions of this Agreement, including, without limitation, blocking specific IP addresses.


* While the Owner makes reasonable efforts to ensure that content posted by the Owner on this website is accurate, the Owner expressly disclaims any representation or warranty as to the accuracy of such content. The Owner is not responsible for, and cannot and does not guarantee, the accuracy, completeness or reliability of information in any Contributed Content. THE OWNER WILL NOT BE RESPONSIBLE FOR ANY LOSS OR EXPENSE INCURRED BY ANY USER DUE TO RELIANCE ON ANY CONTENT OF THIS WEBSITE.

* The Owner does not monitor Contributed Content for accuracy or for compliance with the rules set forth above governing Contributed Content.  However, the Owner reserves the right to delete any Contributed Content that the Owner determines is inaccurate or non-compliant, with or without notice to any person.



Your acceptance of these Terms of Use, as signified by your use of the website, constitutes a contract that will be governed by the laws of the Commonwealth of Massachusetts applicable to contracts entered into and performed exclusively in Masachusetts. Any court of competent jurisdiction sitting in Massachusetts will be the exclusive jurisdiction and venue for any dispute arising out of or relating to such contract. You hereby waive any argument that any such court does not have jurisdiction over you or such dispute or that venue in any such court is not appropriate or convenient.  The Owner will be entitled to recover court costs and reasonable attorneys’ fees and expenses incurred in any action brought to enforce these Terms of Use.